June 2014

It seems everybody has some sort of social media account these days. While Facebook, Instagram, Twitter and other sites are a great tool for communicating with other people, it should always be done with caution. This is especially true when you file for bankruptcy protection. Many people post a wide variety of details about their […]

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If you graduated from college recently, you may be ready to take on the world, but are you ready to take on your student loans? Like most other things in life, it is important to have a strategy in place. Below are a few tips for getting started: Finding a job is likely your top […]

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Thousands of graduates across our country are struggling to pay their student loan debt. Unfortunately, many see it as a hopeless endeavor and eventually give up. However, sticking your head in the sand and ignoring your student loan debt can have severe consequences. The longer you go without paying your loans, the more your debt […]

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Preparing to Pay Your Student Loans

06/24/2014
Fort Lauderdale student loan lawyer

Most recent college graduates are dreading November because that is when their first student loan payment is due. The six month grace period after graduation provided by most federal loans is aimed at allowing borrowers time to find employment before their payments are due. Unfortunately, this often is not sufficient time and graduates have to […]

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New Student Loan Legislation Fails to Pass

06/23/2014
Fort Lauderdale student loan attorney

Senator Elizabeth Warren (D-Mass.) recently proposed a bill called the “Bank on Students Emergency Loan Refinancing Act” that would permit student loan borrowers to refinance their existing loans for new loans with lower interest rates. The goal of the legislation was to potentially save graduates thousands of dollars. The White House announced that President Barack […]

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Understanding Student Loan Deferment

06/20/2014
student loan attorney Fort Lauderdale

When you defer payment of your student loan, it means that you are postponing payment of them. Deferment is only a temporary solution. Many federal student loans provide a six-month grace period immediately after a borrower graduates to allow him/her time to find employment before being required to make payments. It is important to note […]

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Can Florida’s Loss Mitigation Mediation Program Help Me?

06/19/2014

On April 30, 2013, the United States Bankruptcy Court for the Southern District of Florida initiated the Loss Mitigation Mediation (LMM) program. The program is designed to provide a forum for Debtors who have an interest in real property and are obligated on the promissory note or mortgage to explore modifying a mortgage or surrendering […]

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Miami’s Foreclosure Rate is Declining….Finally!

06/18/2014
Fort Lauderdale bankruptcy attorney

There is finally some good news in the Miami real estate market – there are fewer mortgage loans in foreclosure and fewer going into default. While this is a step in the right direction, CoreLogic reports that Miami’s rate of foreclosures, and the number of past due mortgages, are still above state and national levels. […]

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What You Need to Know Before Refinancing Student Loans

06/17/2014
student loan attorney Fort Lauderdale

If you are considering refinancing your student loans, it is important to understand what you are getting yourself into before signing on the dotted line. Below are a few tips regarding the information you want to obtain from the lender before refinancing your loan: Term of the loan. Banks generally offer a variety of different […]

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Can I Buy A House After Bankruptcy?

06/16/2014
Fort Lauderdale bankruptcy lawyer

Many of our clients ask us whether they will be able to buy a new home after filing a personal bankruptcy and how long it will take to do so. While there is no doubt that it will take some time to build up enough credit to take out a mortgage on a new home, […]

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  Bankruptcy Attorneys

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  Fort Lauderdale, FL 33312
  Phone: 954-920-5355
  Fax: 954-920-5371

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calling us at 954-920-5355, or e-mailing us at info@lslawfirm.net.