September 2014

There has been a lot of talk about student loans in the news lately, so we thought it might be interesting to share a bit of history about how the federal student loan program started. The first federal student loans were provided under the National Defense Education Act of 1958. These were direct loans funded […]


If you are like thousands of graduates across the country wondering how you will ever repay all of your student loan debt, it is important to protect yourself from the scam artists looking to take advantage of you. Reports of predatory companies looking to benefit from your feelings of desperation are on the rise. They […]


Many individuals across the country are struggling financially, but many of them do not believe that they will file for bankruptcy protection. Sadly, many of these people lost assets and savings that would be protected if they filed a Chapter 7, Chapter 11, or Chapter 13 bankruptcy. How do you know if filing a personal […]


Student Loan Default: How to Avoid Wage Garnishment

student loan attorney Fort Lauderdale

If your federal student loans are in default status, you have likely started receiving notices from the government. One of these notices probably states that your wages are going to be garnished. Most borrowers are already struggling financially, so the thought of having their paycheck garnished can be stressful. Don’t give up hope – we […]


What Happens to My Firearms in Bankruptcy?

Fort Lauderdale bankruptcy attorney

Whether or not an individual believes in owning firearms can be a controversial topic. However, it is a right protected by the U.S. Constitution and protected by bankruptcy law. Whether you own a gun for self-defense, as a tool of your trade, as an investment, or for recreational purposes, a firearm is an asset that […]


Should we Change Our View of Student Loan Debt?

student loan lawyer Fort Lauderdale

While news regarding student loan debt is a daily occurrence lately, there are still many things we do not know about how debt is affecting borrowers. There are many who believe that the same amount of student loan debt will impact different types of borrowers in drastically different ways. The individual circumstances of each borrower […]


Subsidized vs. Unsubsidized Stafford Loans

Fort Lauderdale Florida student loan lawyer

When you are researching student loans and trying to decide which one is the best for you, it is important to know the difference between subsidized and unsubsidized loans. A subsidized loan is more beneficial for borrowers because the federal government will pay the interest that accrues during periods of deferment. The borrower is liable […]


Defending Student Loan Lawsuits

Fort Lauderdale Florida student loan attorney

Although the federal government has numerous collection tools that can be implemented without obtaining a court order, lawsuits against student loan borrowers still occur. Of course, lawsuits are the primary tool that private lenders use to collect defaulted loans. It is common for both the government and private lenders to retain debt collection agents to […]


Caution! Offers of Student Loan Debt Settlement May Be a Scam

Fort Lauderdale student loan attorney

With student loan debt being a primary concern for a record number of graduates, the debt settlement industry is seeing a green light for making more money. If you are seeing offers such as “all of your student loan debt can be eliminated or forgiven,” it is likely a scam. A debt settlement company will […]


Wage Garnishments & Your Defaulted Student Loans

student loan attorney Fort Lauderdale

There are several serious consequences that can occur when you default on your federal student loan. One tool commonly used by the Department of Education (or a guaranty agency) to collect past due amounts is an administrative wage garnishment, which allows the government to garnish your paycheck without obtaining a court order first! The maximum […]


  Leiderman Shelomith
  Bankruptcy Attorneys

  2699 Stirling Road, Suite C401
  Fort Lauderdale, FL 33312
  Phone: 954-920-5355
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